Business name : Ocean Harbor Casualty Insurance
Business Category : Insurance
Shop address : 1 Pennsylvania Plaza # 4409, New York, NY 10119, United States
Contact no : +1 212-868-2950
Hot Line : +1 212-868-2950
Website : www.oceanharbor-ins.com
Ocean Harbor Casualty Insurance
Ocean Harbor Casualty Insurance Company, founded in 1986, is a home and auto insurer focused on business in the Northeast, Southeast, Mid Atlantic and Gulf states. Our focus is on offering coverage in areas where there is a need, such as coastal areas where major carriers are reducing their exposure.
Ocean Harbor is rated A (Exceptional) by Demotech, Inc. and rated B by A.M. Best Company, and is a member of the Ocean Harbor Insurance Group.
The Ocean Harbor Insurance Group consists of five insurance companies, writing mainly homeowners and automobile business. The group, which actively does business in more than a dozen states, writes over $300 million of combined premium and is a top 100 writer of homeowners business in the United States.
Our property business is primarily in Hawaii, Florida, New York, the Midwest and Pacific Northwest, with a small yet growing book of business in South Carolina, Texas and Mississippi. Our automobile business remains dominated by Florida with smaller books of business in other states.
Our Products
Home insurance
| Homeowners | Condo | Renter’s | Dwelling Fire |
|---|---|---|---|
| * All Additional and Optional Coverages are subject to policy limits in the policy or the limits purchased. | |||
| Additional Coverages*: Debris Removal Other Structures Add’l Living Expense |
Additional Coverages*: Improvements & Betterments Loss Assessment Add’l Living Expense |
Additional Coverages*: Add’l Living Expense Loss Assessment Additions & Alterations |
Additional Coverages*: Debris Removal Fair Rental Value Additional Living Expense |
| Optional Coverages*: Scheduled Personal Property |
Optional Coverages*: Water & Sewer Backup |
Optional Coverages*: Water & Sewer Backup |
Optional Coverages*: Personal Liability |
| Other Coverages: ID Recovery Personal Injury Water & Sewer Backup |
Other Coverages: ID Recovery Personal Injury |
Other Coverages: ID Recovery Personal Injury |
Other Coverages: Personal Injury Theft Coverage |
| Discounts: Multi-Tier Rating New Home Security Systems Hurricane Protective System Superior Construction Premises Alarms |
Discounts: Multi-Tier Rating New Construction Smoke Detectors Premises Alarms Superior Construction |
Discounts: Multi-Tier Rating Smoke Detectors Premises Alarms |
Discounts: Age of Home Multi-Policies Mature Homeowner Superior Construction Premises Alarms |
Auto Insurance
This covers your legal liability for bodily injury to others (Bodily Injury Liability) or damage to their property (Property Damage Liability). Most states require you to have Property Damage Liability coverage. The principal exclusions (items not covered by your policy) for this coverage are: (1) autos owned by you or furnished or available for the regular use of you or your resident relatives, which have not been specifically covered under the policy, (2) vehicles with less than 4 wheels, and (3) claims for injuries to family members.
